Summary:
Car accidents are not uncommon, but maybe “mini shunts” on roundabouts might not be all they seem. Catch up on the latest news regarding car insurance fraud.
When is an accident not an accident? When fraudsters are at work.
Have you suffered an accident on a large roundabout or busy Motorway slipway ( life insurance quotes ) recently?
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A worrying and frightening phenomenon is becoming increasingly common on the roads of the UK. It's the “staging” of car accidents. It may happen like this:
You pull out onto a roundabout. It may not be particularly busy and you're following a car in front. It may be a bit of an old banger. Suddenly the driver of this car slams on his brakes, for no ( life insurance quotes ) apparent reason. You simply can't avoid hitting him. In some cases another car appears to cut in on the car which you're following.
You may have just been a victim of a fraudster. What follows is a bogus claim against your insurance company. These fraudsters commonly work in gangs and may own the accident repair garage where their vehicle is “repaired”; similarly they own the car hire firm where they claim they have hired a replacement vehicle. On top of this, they may well claim for the ( secured loans ) maximum number of passengers in their vehicle, stating they all have personal injuries and subsequent loss of earnings. As the repair and hire aspect of this will no doubt be highly inflated, the claim can add up to the £30,000 mark in no time. This is costing the vehicle ( life insurance quotations ) insurance industry up to £200m per annum and consequently putting up the cost of car insurance for everyone.
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