Summary

Elderly drivers have been found to cause more accidents than any other age group – so insurance companies are putting up premiums. Read on for a full explanation of the situation.

Car Insurance - Elderly drivers pay more. Part 2

Author: Anna Richardson

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Life Insurance News
elderly drivers offer special extras to make life easier (and keep your business). Saga will enable you to carry any company car no claims discount onto a policy with them. Even better, if you decide to give up driving ( cheap mortgages ) but there's another person named on your policy, they can take on your no claims history as their own. Another offering is to have an unnamed driver automatically covered on the insurance in case they have to take over driving in an emergency situation. Cornhill say that if you have stop driving because the DVLA stipulates that you must for age-related health reasons, they will pay you £250 in cash.

Because it is clear that elderly drivers are a growing risk on the roads, the government has stepped in with some suggestions. Nothing is set in stone yet, but there's talk of introducing compulsory health checks for elderly drivers. Some local councils, Torbay Council for example, have introduced measures of their own. In Torbay they are campaigning for families and Doctors ( mortgages ) to point out to elderly drivers who they believe to be unsafe on the roads that they should consider giving up driving. It's about asking people to take responsibility for others. As a spokesman for the Council said: “The problem is that the elderly can't always see themselves when it's really time to give up driving, so those closest to them must take responsibility for that.”

A survey by The Institute of Advanced Motorists revealed that the majority of elderly drivers were all too aware that they, as a group, cause more accidents. This was resulting a lack of ( remortgages ) confidence to add to the other factors we have already discussed. Seven out of ten older drivers said that they felt they would benefit from a motorway driving refresher course, and six out of ten said that they were worried about not being able to react quickly enough at a junction, and on dark, badly lit roads. Advanced tests at the Institute have now been extended to elderly drivers, to enable them to gain confidence and improve their driving skills. ( car insurance cover ) It will also help take some people who really are not fit to drive off the roads.