Summary
The lowdown on the number of uninsured drivers and what to do if you are in an accident with one.
Car insurance. Uninsured drivers – bane of the roads
Author: Anna Richardson
The statistics relating to uninsured drivers in the UK are very worrying indeed. It looks
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Not surprisingly, around one in ten insured drivers have been in an accident with a driver who is not insured. This article will help you deal with the situation if it happens to you.
At the time of the accident, it is unlikely that the driver will tell you that he's not (home insurance quotes) insured. So you will have to take all the details in the usual way – take their name, address, phone number and car details, and also the name of their insurance company. Most uninsured drivers will lie so in any case, ask for these details as your insurance company will expect you to have them.
It's also essential that you note down exactly what happened in the accident, and what (cheap loans) damage occurred as a result. Also try and get a photo of the damage, it's a good idea to carry a disposable camera in your glove box for this reason, or many people now have a camera on their mobile phone. If possible, get the other driver into the picture too. Make a note of the surrounding environment, for example the weather, the lighting, and the road markings. It really is (personal loans) best to have too much information rather than not enough. Ideally you will be able to get the details of an independent witness who can back up your story.
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